Finance Business Partner - Commercial

Financial Services are at the heart of the business, our client is leading the development of innovative financial products for their customers, making our client a great place to shop. This is a great opportunity for someone who wants to join a business as they go through significant transformation.
They are looking for a commercial, data-led individual to join the Financial Services Finance team to help drive and direct their strategic goals.
Reporting to the Head of FS Finance this role will help to manage the commercial viability of projects and products offered by the financial services team from a business wide and customer view, understanding the impact on the retail side as well as the Financial service P&L and ensure ongoing review of these areas.
The role will also be responsible for owning and developing the quarterly Financial Services forecasting with plenty of scope to redesign and develop this Excel/SAS based model
The Role
To provide robust Commercial analysis and reporting to support Financial Services profitability, providing commercial support to deliver goals and objectives.
Managing the reporting, analysis and forecasting of company performance to ensure decisions and performance are aligned to optimal commercial decisions
Managing and delivering the accurate forecasting of the Financial Services P&L.
Analysing, reporting and evaluating variance in the performance metrics associated with Financial Services
Accurate forecasting of the performance metrics associated with Financial Services
Working in partnership with Credit Risk teams to inform optimal commercial performance
Proactively supporting continuous improvement and projects, ensuring that associated change projects consider the implications for Financial Services profitability
Utilise an inquisitive mindset to analyse behaviours and trends to build a deep understanding of Financial Services performance
Proactively managing relationships, ensuring that the right information is gained at the right time from multiple sources
Ensuring that all reporting is consistent and reflective of any FS strategy changes and/or contractual changes at all times 
Providing robust and accurate commercial support and analysis across Financial Services to support decision making business case development 
Conducting and preparing research and analysis to inform financial modelling across a wide range of Financial Services disciplines and projects
Providing financial analysis to support and create scenario planning
Ensuring that analysis models used are fit for purpose and updated to meet Financial Services needs
Identifying and highlighting commercial impacts of changes, projects and improvement activities
Providing financial information and data for business cases
Monitoring and tracking post implementation financial analysis and tracking for Financial Services change and continuous improvement activities 
Managing the tracking and monitoring of all Financial Services projects
Providing the commercial analysis across all Financial Services projects from initial benefit cases to post implementation reviews
Ensuring that all the financial information required for effective financial control is sourced, on time from multiple teams and is accurate
Proactively communicates and engages with key colleagues to ensure that project financial controls are in place and adhered to
Providing accurate, robust and meaningful reporting for financial performance of Financial Services projects 
Providing accurate financial performance, tracking, trend analysis and insight
Providing continuous service and support to Financial Services, deputising for Head of where appropriate
Tracking and analysing Financial Services targets against agreed budget
Reviewing expenditure against forecast and plan, identifying variances and recommending course of action
Providing detailed forecasting and tracking of a range of Financial Service’s needs, including but not limited to:

Income/Bad Debt Charge
Securitisation funding
FS Project evaluations
Experian costs
Fraud system costs

Collating and preparing Financial Services P&L performance and updates for presentation to a range of stakeholders
Updating the Head of FS Finance and Finance Director on relevant issues, risks, and opportunities, identified from robust analysis and insight 
Adhering to financial regulatory and legislative standards, expectations and financial controls
Delivering analytics and forecasting that meet all legislative and regulatory requirements
Proactively identifying risks and improvement opportunities
Working in partnership with the FS Team, Compliance and Ops to develop strategies that build a robust risk culture
Keeping self and team updated on any relevant regulation changes and industry standards
Adhering to reporting strategies, meeting all legislative and regulatory requirements
Identifying and recommending ways to mitigate points of failure that may impact compliance to recognised accountancy standards and expectations
Contributing to internal and external audits as required
Ensuring and monitoring colleagues adherence to compliant policies, procedures and controls associated with accounting strategies 
Ability to interpret data and information to highlight opportunities and minimise risk
Ability to interpret P&L, balance sheet and cash flow data and information
Ability to plan and prioritise effectively to meet changing priorities and demands
A self-starter with a strong sense of urgency and delivery skills
Is analytical, pragmatic and systematic in approach to problem solving and maximising opportunities
Is delivery and customer focussed
Is commercially astute
Good understanding of FS market, products and accounting
Excellent communication and engagement skills
Proven track record in effective facilitation and communication at multiple levels
Ability to engage and influence stakeholders at an appropriate level
Ability to manage conflict and knows when to escalate
Experience of working within the retail, financial services sector
Extensive experience of working and delivering in a regulated environment 
How to apply
Email your CV to
Salary: £50,000 plus package
Location: North West