Leadership and Team Management
- Provide leadership, coaching and direction, fostering a positive and collaborative work environment.
- Recruit, train and develop team members to ensure they have the skills and knowledge to perform their roles effectively.
- Set performance objectives, conduct regular performance check -ins and whilst providing and overseeing coaching and feedback to drive continuous improvement.
Compliance Risk Management
- Ensure compliance with regulatory requirements and internal policies and procedures, including data security and privacy regulations.
- Implement controls which measure and mitigate operational risks and ensure the integrity and security of customer data.
- Apply industry knowledge and experience of the following to drive Payment Operations forward for the bank. Payment scheme rules, particularly Faster Payments, CHAPS, Bacs, SEPA and SWIFT. Also, experience of supplier management, PSD2 and Transfer of Funds regulations, the operations of sponsor banks, cost control and trade body (i.e. UK Finance) activities as they link to Payments.
Customer Excellence
- Oversee the delivery of exceptional customer excellence.
- Act as a reference point for stakeholders across the bank.
- Manage 3rd party suppliers relevant to role.
- Monitor customer feedback through the tools available, identifying areas for improvement and implementing initiatives to enhance the customer experience.
Operational Management
- Manage day to day operation of the team, including resource scheduling, resource allocation to meet service levels of agreement and performance KPI’s.
- Implement operational best practices to optimise efficiency and productivity, while maintaining a high standard of service and culture within the bank.
- Monitor key performance indicators and operational metrics, analyse trends, and make data driven decisions to drive performance improvements.
Process Improvement
- Identify opportunities of process improvement and implement initiatives to streamline workflows, enhance productivity, and improve customer service delivery.
- Work cross -functionally with other departments to optimise processes and ensure alignment with organisational goals and objectives.
Technology and Innovation
- Stay abreast of technological advancements applicable to the Payments Team and identify opportunities to leverage technology to improve operations and enhance the customer experience.
- Work closely with Technology & Transformation team, and other stakeholders to implement and optimise appropriate technology solutions.
Quality Assurance
- Overall accountability for undertaking T&C testing and ensuring others are upskilled to enable them to perform this task when needed.
- Periodically review FLOD effectiveness and volumes, against key process.